I believe that the American Middle Class are the keepers of the fire.

We are not billionaires, disconnected from reality. We are not poverty-stricken or powerless. We worked and we saved and we had families and we did all the things we were supposed to do. Made the world a better, safer, healthier, friendlier, well-fed place.

We pay the taxes. And pay. And pay.

The rich guys figured out how to avoid taxes. The other folks have nothing to pay taxes with. So it fell to us. And we did it. And had enough left over to provide for our families and ourselves.

So we thought.

Don’t miss out on this retirement

changing information.

David L. Carrier

Attorney, Author

Do You Remember?

Playing with toy guns? Or Barbies? No seat belts? Then using one belt for 3 kids? Walking to school? In the rain? Or the snow? Staying out until the streetlights came on? Duck and cover? Fallout shelters? “I can say what I want, it’s a free country!” “Honest day’s work for an honest day’s pay!” “Sticks and stones may break my bones, but names will never hurt me!” Excited waiting for your first bike, because freedom was riding your bike wherever you wanted? Excited waiting for your driver’s license because freedom was driving wherever you wanted? Also dates. A billion dollars was really a whole lot of money? Your first job that wasn’t babysitting or a paper route and you made real money? $1.50! Every hour! “Do unto others as you would have them do unto you!” Getting dressed up for church? Using cash? Making change (like, with coins)? Telephone booths? Fixing stuff because even if you could afford new, why waste? And besides that cost good money and money doesn’t grow on trees. And if you must borrow, pay it off. And save for a rainy day. Someday you will want to retire, so save now.

Any of This Sound Familiar?

No? Maybe you’d like a look at an America that works. Read on! Yes? Welcome brothers and sisters! You and I grew up in a time where nothing was perfect and that was perfectly OK. We did not expect our every need to be met. More than anything we wanted the chance to do something worthwhile, take a step in the right direction, do the good thing.

And we had confidence that we could achieve that goal. We could make a difference. Raise a family. Make the world a better place. Be happy. Global thermonuclear war? Yeah, it’s a problem but whatcha gonna do?

We got people for that… Keep smiling!

What Happened?

Were we too successful? Did we make it too “easy” for the kids? If so easy, why so unhappy? Where does all the rage come from? Why do they feel the future is so bleak? What are they worried about? Seems like small potatoes…

Get the Answers

Order "How to Keep the Gold in your Golden Years"

Financial Advisors, Retirement Specialists, Insurance Agents… none of them have a real solution to the most expensive time of your life:

long-term care.

Long-term care insurance is a bad joke. Nobody buys it. And the few who do, buy so little it’s worthless. And extremely expensive. So nobody buys it. Medicare is your health insurance. You pay for it. Bad hip? Busted knee? Clogged arteries? Medicare is the answer.

You paid in, it pays back. Simple. But when you need continuing care? See ya! Medicare pays 20 days of rehabilitation. Then, done. Nursing is in crisis. Hundreds of thousands of nurses are leaving, never to return.

Burnedout. Exhausted. Result, care costs are skyrocketing. Kids are too busy. The lady down the street that helped with your folks isn’t there anymore. The church lady has moved on too.

So how to pay for the most expensive time of your life?

Burn up your lifesavings. Took years to build up. Spend in months.

This book is the answer.

The secret is that you have been paying for long-term care with every paycheck. Others have helped themselves.

“But it is not for you!”, they say. “You foolishly saved. Go broke, then come and see us!” “Why not for us?” say I. “Why should we pay for everyone else and get nothing? We don’t want any special deals, just the same one you gave those guys! Basic, fundamental fairness.”

That’s what this book is all about. Saving the American middle class in the greatest struggle of your lifetime. They have figured out how to make your core values betray you. You are being played for a chump. Why do you tolerate it? Why leave this example for the kids? Why not defend what you know to be right?

Here’s a bonus chapter… Hope you like it!

I’m Convinced! Send me a copy!